Daniel Gritzer

If you’re struggling with finding the ideal gift for a loved one, consider buying them an ICUl gift card. These cards offer great value and are ideal for anyone who loves to shop. Here are five reasons why ICUl gift cards make the perfect present.

2. They also provide a great way to show appreciation for someone’s hard work, dedication, or special occasion.

Learn More. Prepaid cards serve the same function as a traditional gift certificate or gift card, but with far fewer restrictions, as they can be used virtually anywhere that Visa debit cards are accepted. Credit unions can partner with the ICUL Service Corporation to offer these prepaid card options to their members by simply placing an order. The ICUL customer service team will then ship the cards along with detailed instructions to walk credit unions through the process. The benefits for members are numerous. Members can buy the gift cards at the credit union just as they would at a store, using cash, checks or credit cards. The gift card recipient can then use the card just like a Visa debit card for purchases up to the gift card limit. Because of the partnership with Visa, the cards are almost universally accepted, and they can be used as soon as 24 hours after being purchased. They are also safer than cash. If the card is lost or stolen, the unused portion can be replaced. Known as the top provider of pre-paid services to credit unions and the premier pre-paid card service provider endorsed by CUNA, the ICUL Service Corporation is the one-stop shop provider for credit, debit, and non-reloadable as well as reloadable pre-paid card services for credit unions. The ICUL Service Corporation will also customize the selection for the needs of an individual credit union and its members, and all customer service and implementations are handled in-house and not outsourced to a third-party provider. Posted in Around the NW. Recent Articles. Submit Here.
Our standard prepaid card is flexible, reloadable and more secure than using cash. Our TravelMoney card is great for taking trips abroadforget the hassle of carrying cash! You can choose from a myriad of attractive designs and ensure your gift can be used anywhere. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not covered by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. This Card is not a credit union membership account, does not earn dividends, is not reloadable, and is not federally insured with the National Credit Union Administration. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. Keep the paper in a safe place. Please read this Agreement carefully and keep it for future reference. Card Activation. You may begin using the Card as soon as you receive it. Your Card is already activated. If you experience difficulty when using your Card, please call us at Personal Identification Number. You can visit www. The PIN allows you to process your Card purchase as a debit transaction. Cash Access. Loading Your Card. Your Card is non-reloadable. You may use your Card until the value of your Card reaches zero. You may obtain the value or balance of your Card by calling or visiting www. Using Your Card. The maximum amount that can be spent on your Card per day is the balance of the Card. You may use your Card to purchase or lease goods or services in the fifty 50 United States and District of Columbia everywhere Visa debit cards are accepted as long as you do not exceed the value available on your Card. The Card may not be used outside of the United States and District of Columbia, including Internet and mail or telephone order merchants outside of the United States and District of Columbia. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined if the balance is less than the total transaction. If your Card is declined, even though you have sufficient funds available, pay for your purchase inside with the cashier. Once the final payment amount is received, the preauthorization amount on hold will be removed. It may take up to seven 7 days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. You may not make preauthorized regular payments from your Card Account.