Daniel Gritzer

As online shopping is now a norm, gift cards have become increasingly popular, particularly ePay gift cards. However, with the convenience of these cards comes the risk of fraud and theft. One of the critical features of protecting your ePay gift card is understanding security codes. In this article, we will discuss how security codes work, why they are important, and how you can use them to safeguard your funds.

What is an ePay gift card security code?

– An ePay gift card security code is a unique combination of numbers and letters that helps protect your card from unauthorized use.

Why is the security code important?

– The security code is important because it adds an extra layer of protection to your ePay gift card.

Where can I find the security code on my ePay gift card?

– The security code is typically located on the back of the card, near the signature panel.

How should I protect my ePay gift card security code?

– To protect your ePay gift card security code, you should avoid sharing it with anyone, keep your card in a safe place, and regularly monitor your card activity to detect any suspicious transactions.

Can I change my ePay gift card security code?

– Unfortunately, you cannot change your ePay gift card security code.

Protecting your ePay gift card is crucial to prevent unauthorized access and potential fraud. Understanding the security codes on your gift card can help you keep your money safe and secure. By following simple tips like keeping your card information private and checking your balance regularly, you can enjoy the convenience of using ePay gift cards without worrying about security issues. With these tips in mind, you can confidently protect your ePay gift card and enjoy hassle-free transactions.

So you have a brand new gift card. Youre ready to start spending, but for some reason the retailer is asking for a PIN. The PIN, or personal identification number , is typically located on the back of a physical card or in the same email that discloses the electronic gift card number. Although the PIN cant be used to retrieve money from a gift card at an ATM like a debit card, cardholders must present the PIN to check the card balance or get a replacement card. These numbers are not located on the card. Instead, customers must call the number on the back of the card to use the automated system to enter the cards digit card number. Next, youll need to input the cards expiration date and three-digit security code , which is located on the back of the card. The system will then allow you to select your own four-digit PIN code. American Express gift cards do not come with numbers identified as a PIN. The CID is on the card front directly above the 15 digit card number. Discover gift cards use a three digit number it calls the Customer Identification Number, which is located on the back of the card. As of April 30, , Discover no longer issues Discover gift cards, but gift cards issued prior can still be used at locations that accept Discover cards. Gift cards issued by department stores typically have a PIN. It is usually found on the back of the card underneath an area that must be scratched off to view. This scratch-off area helps prevent the number from being stolen before the card is authorized. Some Walmart gift cards come with PINs, however, if you want to use a gift card without a pin, youll only be able to use them in the store and not online, since Walmart. If an electronic gift card comes with a PIN, its listed in the email with the card number. If the retailer allows cardholders to choose their own PIN, the instructions to do it are in the email and on the retailers website. Choosing a PIN can usually be done online or over the phone. Based on the West Coast, Mary Jane Freeman has been writing professionally since , specializing in the topics of business and law. Freeman holds a Master of Science in public policy and management and Juris Doctor. Freeman is self-employed and works as a policy analyst and legal consultant. Share It. Research and Markets. Audit Analytics. Office of the New York State Comptroller. Jude Childrens Hospital. Internal Revenue Service.
All Cards should be signed by the relevant Cardholder and are non-transferable. The Cardholder agrees that all purchases, payments and withdrawals using the Card shall be conclusively presumed to have been a personally made or authorized by the Cardholder. Enumerated below are the specific uses for the Cards. For BPI Amore Visa Prepaid Card, the Card can be used for payments of any good and service purchased online at any Visa-affiliated website and payments of goods and services at any Visa and Visa payWave affiliated merchants worldwide. For BPI ePay MC, the Card can be used for payments of any good and service purchased online at any Mastercard-affiliated websites and Mastercard-affiliated establishments worldwide. The withdrawal is limited to a maximum of Twenty Thousand Pesos P Cash withdrawals can be availed at any ATM nationwide and will be subject to withdrawal fee. For BPI Virtual ePay MC, it is a virtual card and can only be used for payments of any good and service purchased online at any Mastercard-affiliated website, and for balance inquiry. For BPI ePay Visa, the Card can be used for payments of any good and service purchased online at any Visa-affiliated websites and Visa-affiliated establishments worldwide. In cases of return of goods, tickets, and other services obtained through the use of the Card where the merchant permits such return, the Cardholder agrees to absorb any loss or gain in relation to the exchange rate which may be charged to the Card. Payment using the payWave functionality can only be made at participating merchant outlet and if the purchase is under Php 2, Cardholder will still need to sign if purchase is equal to or over Php 2, AF Payments Inc. Cards with Internet shopping functionality can also be used in Mastercard-affiliated shopping sites through an online payment facility. BPI has also agreed with Visa that Cards bearing the Visa logo shall be honored at all Visa-affiliated merchants with electronic terminals. Cards with Internet shopping functionality can also be used in Visa-affiliated shopping sites through an online payment facility. The Cardholder agrees to hold BPI, its directors, officers, employees and representatives, free and harmless from any and all claims for damages resulting from the failure or refusal of any merchant or establishment to honor the Card. However, there may be situations where the Card balance will register a negative amount and the Cardholder will remain liable in repaying BPI for any such negative amounts.